layla: grass at sunset (Default)
Layla ([personal profile] layla) wrote2004-07-13 01:34 pm

Back in Fairbanks

My cousin got married this weekend (the 3rd in a string of weddings that have had me bouncing all over the state), so I did the 6-hour Parks Highway drive AGAIN and now I'm back in Fairbanks, staying with yet another set of patient and long-suffering friends. I would not be able to do this if not for the friends and family who have opened up their homes to my woebegone "poor homeless Layla" puppy-dog eyes.

While I was in Wasilla, I spent several days helping my brother and his wife work on their new house (framing and raising the 2nd-story walls) and got to hang with [livejournal.com profile] senri ... who asked me how to put a journal link in your entries, like I just did with hers, and I couldn't remember, so Senri, if you're reading this, here's the FAQ page that tells how.

Right now my stress level is through the roof at the snail's pace of home buyership. It seems like every step along the way means endless waiting while trying to coordinate 3 or 4 different people's schedules to make an appointment (for inspection, appraisal, or whatnot), then somebody has to cancel so we do it all over again, then we wait for the paperwork to come back so we can move on to the next step because every single step in the process apparently has to be done one at a time, then we have to wait for that piece of paperwork to be filed and recorded because we can't start scheduling the next thing until the previous one is finished and copied in triplicate ... AAAIIIEEEEE. Today I asked our real estate agent if we're still going to be able to close on the 19th. She looked startled: "You're supposed to close on the 19th? Oh, there's no way we can finish by then."

You'd think that after selling God knows how many homes, the whole realtor-appraiser-engineer-bank chain would work together like a smooth well-oiled machine. Instead it seems like nobody knows what anybody else is doing. Even though I've been reassured six ways from Sunday by the realtor and the bank that there is nothing I can do right now (to move the process along) except sit and wait for the appraisal to come back, I fully expect that when it does come back, there will be half a dozen things that needed to be done yesterday before we can close. Back in June everybody was telling me that 30 days is ample time to finish everything; now when I ask why it isn't done, they look at me like I should know better and EVERYBODY knows it takes longer than 30 days.

Grouch. Vex. Grump. I think I'll surf the Internet some more on the university's computers.

[identity profile] arcana-j.livejournal.com 2004-07-13 11:14 pm (UTC)(link)
"Right now my stress level is through the roof at the snail's pace of home buyership."

We just submitted our paperwork to get approved. Know that when you stress, I stress with you. *gnaws knuckles*

[identity profile] laylalawlor.livejournal.com 2004-07-15 07:52 pm (UTC)(link)
In that case, try to ignore all my grouching and all the horror stories that people tell you, because it *can* go very quickly and easily. Our first house in Illinois had already had a buyer that backed out, but all the preliminary stuff was already done and the sellers had already moved out, so it took us something like five days to close. This one's turning into a minor nightmare for me, but it doesn't always end up that way.

[identity profile] arcana-j.livejournal.com 2004-07-16 04:06 am (UTC)(link)
I shall try to maintain a positive outlook. But really, I'm nervous as Hell.

You have my utmost sympathies.

[identity profile] vogelein.livejournal.com 2004-07-14 03:11 am (UTC)(link)
Just hang in there. No, it doesn't get any bettter. And I'll refrain from telling you how long it actually took to close on our house, because it'll only make you crazier.

We're still waiting to get actual access to ours, even thought we closed on June 1. Tenants haven't left yet, and they don't take kindly to people waltzing through their bedrooms with measuring tapes and paint swatches.

But if you want to call up and rail against the frustration of it all, you have my phone number. Glad to hear the house didn't burn down! that at least is a blessing.

BEST LUCK!

Jane

Re: You have my utmost sympathies.

[identity profile] laylalawlor.livejournal.com 2004-07-15 07:54 pm (UTC)(link)
Thanks! I feel your pain. It's so frustrating to be so close and yet not quite there -- like being in limbo.

Our latest holdup is that because of the forest fires near Fairbanks, insurance companies are not writing new house-insurance policies. So even though almost everything else is done, we can't close on the house until I can get insurance on it -- and that could be September if the weather doesn't cooperate.

Re: You have my utmost sympathies.

[identity profile] vogelein.livejournal.com 2004-07-16 03:04 am (UTC)(link)
GODDAMNIT! That sucks! Stupidstupid banks! Stupidstupid mortgages!!

Well, good luck anyway, and call if you need someonte togrouch at..

Loveses from me and the bald dude.
Janer